Despite the fact that our mothers drive the economy of our country, many of them do not have financial products to help them with their own finances.For that reason and because we know that you have run out of ideas about what to give her, here are some ideas to give mom a financial gift this year 2021:
Have you ever wondered if your mom has health, auto, or life insurance? Well, according to a survey we conducted, 47.8 percent of world mothers do not have any insurance.
So taking out insurance for major medical expenses, life or for her car, can be a good gift for her, since, in addition, you will have the peace of mind that she is protected, no matter what happens.
Remember to compare several and buy the one that best suits her needs. You can even take her to an advisor so that she can choose the one that seems best to her; you can also take “여성대출” to give her a best gift whatever she like.
Did you know that 55.5 percent of mothers don’t have a credit card? Although you may think it is counterproductive, having this product can help your mother access promotions, such as discounts and interest-free months.
Here are two ways to give her one, that you process an additional one to yours or that you accompany her to the bank to process one for her account, on the condition that you pay the annuity.
Remember to explain how to use it and verify that the cut-off and payment dates are learned from it, so that it is really a help and not a problem.
Pay a Debt
According to our survey, 74.5 percent of mothers had trouble making ends meet in the last year, mostly because their debts are too high or because their income is low.
So how about you show yourself off and pay a debt for it? The truth is that your mother will not care if you pay the most expensive debt or the cheapest, but you will relieve her of a payment that, perhaps, is putting her finances in check.
Even if you cannot pay a full debt, you can save her from paying them for this month, surely she will appreciate it very much.
Savings and Investment Account
28.2 percent of world mothers do not save, for different reasons, mainly due to low income or because their debts are too much. This leaves them at a disadvantage because in case of an emergency or when they retire they will not have a mattress.
That is why we recommend that you open a savings and investment account for your mother, where you and she can contribute, so that she has much more security in the future.
For this, you can open an account together, so both will have access to the money and you can see how one of the best gifts you can give him grows.
Remember that, no matter which of these financial gifts you choose, your mother will surely be very happy that you have thought about her finances. After all, she helped you be who you are right now.
Pay your Debts
As a mom, surely the last thing you need is to be thinking about how much you owe, to whom and when you have to pay, since you already have enough worries to also add this one.
That is why the best thing you can do is pay your debts and for this you can get a loan with an interest rate much lower than what you currently have. This is an excellent option, since it allows you to focus on a single monthly payment, instead of two or three, and, in addition, you save on interest.